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Do you think people can become easily broke from over using their Debit/Bank cards for paying for stuff?

Posted: Tue Mar 10, 2009 12:17 pm
by froggyboy604
Yes, since if you only have one bank account you store your money into then you use your one debit card to purchase stuff you don't really need then all your money will be gone very easily.

I think it can be worse then a Credit Card since some people only have $1000 in Credit, but their Debit card has a few thousand in the bank, so if someone over swipe their Debit/Bank card to buy a $5000 TV, a $ 400 PS3, A ton of games, A Xbox 360, a Nice computer then all their money be gone.

Cash is good for people who are not responsible with their cash since if you only have $100 in your wallet then you can only spend $100 in cash unless you go to a pawn shop and pawn your jacket, shoes, whatever is on your body for cash. lol

Posted: Wed Mar 11, 2009 8:55 am
by Skeithex
if your a shop alcoholic or you don't know when to stop spending. then you should not have a credit card or any type of credit card.

Posted: Wed Mar 11, 2009 11:21 am
by froggyboy604
I agree shopaholics shouldn't carry around credit cards and debit cards, and find someone to manage their money for them. Prefferably, someone who is not also a shopaholic otherwise the other shopaholic just spend their shopaholics friend's money.

Posted: Thu Mar 12, 2009 5:57 am
by Skeithex
froggyboy604 wrote:I agree shopaholics shouldn't carry around credit cards and debit cards, and find someone to manage their money for them. Prefferably, someone who is not also a shopaholic otherwise the other shopaholic just spend their shopaholics friend's money.
and someone who has patients and will power to keep the cards away from them.