which do you use more of Debit or Credit Card?

Post by **froggyboy604** » Sat Mar 08, 2008 7:09 am

I use a credit card more. I only use my debit card to deposit money.

Post by **SetoTK** » Sat Mar 08, 2008 7:42 am

i use cash more, but i guess debit card would be used next, i don't like credit cards, to easy to end up in debt

Liddo Annie · Post by **Liddo Annie** » Sat Mar 08, 2008 9:59 am

debit because i dont have a credit card yet.

Post by **froggyboy604** » Sun Mar 09, 2008 9:53 am

I mostly use Cash, too. But, a lot of websites don`t accept paypals, and debit cards. Plus, money orders are kind of costly, I heard.

Debit cards are kind of risky sometimes since they`re connected directly to your bank account, so if someone stole your card and found out your pin number. They can withdraw money directly out of your account. While C.Card are not directly connected to your bank account, so you can refuse to pay for charges a mugger credited to your account, but you have to pay it if you can`t prove it isn`t you.

Here`s a article on debit card fraud: http://www.theglobeandmail.com/servlet/ ... ary+kirwan

I like using Cash for offline purchases since I won`t overspend when I only have $5-20 in my wallet compared to debit, and paypal online.

Liddo Annie · Post by **Liddo Annie** » Sun Mar 09, 2008 10:03 am

yeah and that is why check on my bank account activity every week. Plus i dont have alot of money in my bank account, so what the F**** can tehy steel in the first place? The only thing im parnoid is about faxing things to BCSL (British Columbia Student Loan) documents with ma sin number. If it ends up at the wrong place IM SCREWEED.

but yah >> im getting impatient with studentloan since they keep telling me they havent recieved my direct deposit form delaying my money >> i want my 600 bucks.

I know it sucks alot how most places don't accept Direct payment with pay pal. It's either that or e-check. But i guess i dont have to pay the extra pay pal fees. PayPal is "the securest way to pay" online so eh.

Post by **SetoTK** » Sun Mar 09, 2008 8:01 pm

just to point out "Paypal IS NOT the securest way to pay" if it's online it will have security flaws i guarantee it.

my bank e-mails me about every transaction that is out of the normal spending pattern, if it's legit i ignore the e-mail and it goes through else i respond to the e-mail and there "automated system" allows me to halt loss of funding.

Student loans are a pain in the most part of the anatomy, loans in general are. i figure if you don't have the funding spend a few days down your local library and teach yourself, you learn more that way

Liddo Annie · Post by **Liddo Annie** » Mon Mar 10, 2008 4:44 am

thats why i put it in quotes.

any ways i would go down to the library and teach myself, if the damn books made sense to me. Yet im paying to learn about dead guys.